Terms & Conditions

Last Updated: 1 June 2026

1. Agreement To These Terms

These Terms & Conditions ("Terms") govern your access to and use of anshumanpatro.com (the "Website") and any related content, products, and services provided by Anshuman Patro ("we", "us", or "our"). By accessing or using the Website, you confirm that you have read, understood, and agreed to be bound by these Terms. If you do not agree, please do not use the Website.

2. Use Of The Website

You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the Website. You agree not to:

• Attempt to gain unauthorised access to the Website, its servers, or any connected systems.
• Use the Website to transmit harmful code, spam, or any malicious material.
• Copy, reproduce, or redistribute Website content for commercial purposes without prior written permission.
• Misrepresent your identity or affiliation in any communication with us.

3. Intellectual Property

Unless otherwise stated, all content on the Website, including text, frameworks, methodologies, graphics, logos, and design, is the property of Anshuman Patro or its licensors and is protected by applicable intellectual property laws. Book titles, cover images, and related materials remain the property of their respective rights holders. You may view and share content for personal, non-commercial use, with appropriate attribution.

4. Services, Consulting & Applications

The Website describes consulting engagements, applications, and other services. Submitting an application or enquiry does not create a binding engagement. Any engagement begins only when expressly confirmed in writing and is subject to a separate agreement covering scope, fees, and deliverables. We reserve the right to accept or decline any application at our discretion.

5. Payments & Refunds

Where fees apply, they will be communicated clearly before any engagement begins. Payments may be processed through third-party providers, and your use of those providers is subject to their own terms. Unless otherwise agreed in writing, fees for completed sessions or delivered work are non-refundable. Specific refund arrangements, where offered, will be set out in the relevant engagement agreement.

6. Third-Party Links & Ecosystems

The Website links to external platforms, including Pro Growth Insider and Victory TechNxt, as well as third-party retailers such as Amazon. We are not responsible for the content, policies, or practices of any third-party website. Accessing these links is at your own risk and subject to the terms of those third parties.

7. Disclaimer Of Warranties

The Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not guarantee that the Website will be uninterrupted, error-free, or free of harmful components, nor that any particular result will be achieved from using our content or services.

8. Limitation Of Liability

To the fullest extent permitted by law, Anshuman Patro shall not be liable for any indirect, incidental, or consequential loss arising from your use of, or inability to use, the Website or any services, including loss of profits, data, or business opportunity.

9. Indemnification

You agree to indemnify and hold harmless Anshuman Patro from any claims, damages, or expenses arising out of your misuse of the Website or your breach of these Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of India. Any disputes arising in connection with them shall be subject to the exclusive jurisdiction of the courts of Mumbai, Maharashtra.

11. Changes To These Terms

We may update these Terms from time to time. Any changes will be posted on this page with a revised "Last Updated" date. Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

12. Contact

For any questions about these Terms, contact us at anshuman@anshumanpatro.com.